Help with Car Accident Insurance Claims

Help with Car Accident Insurance Claims

Car Accident Lawyer

If you have recently been injured in a car crash, you may have already contacted your insurance company and/or the insurance company of others involved in the collision. It is also possible that insurance representatives have already reached out to you. Whether you have already spoken with a claims representative or not, it is time to connect with a lawyer who can advocate for your interests. Why? As an experienced car accident lawyer – including those who practice at David & Philpot, P.L. – can confirm, insurance representatives will look for an excuse to devalue or reject your claim if they can. Working with an attorney can help to ensure that you receive any and all compensation to which you are entitled without unnecessary delay.

Profits, Proof, and Potential Problems

Like any other for-profit company is, insurance companies are concerned with turning a profit. Therefore, training their representatives to seek ways to pay less on claims isn’t necessarily a malicious strategy. Insurance companies—generally speaking—simply like to keep their profits in their accounts instead of in the accounts of those who submit claims. As a result, if you say anything to an insurance representative that can give them an excuse to pay you less than the full amount that you deserve, you will probably end up with a settlement that is valued lower than the maximum.

Even if you are a savvy negotiator, if you aren’t familiar with the ins and outs of the insurance claims process, you may say something that could compromise the strength of your claim. Working with an experienced attorney will better ensure that nothing is said in reference to your case that could be used as an excuse to lower its value. Instead, a lawyer who is used to dealing with insurance representatives successfully will be able to use an approach that will bolster your claim.

If you have not yet reached out to insurance companies associated with your collision, wait to do so until you’ve explored your legal options with the assistance of an attorney. If you have already connected with one or more insurance representatives, schedule a risk-free consultation with a lawyer who will be able to tell you if you could still benefit from retaining legal representation at this time. If your accident was minor, your insurance claims process may not be terribly consequential. But, if you’ve been injured and/or sustained significant property damage, better ensuring that your claims process “goes your way” may be an investment of your time and energy that is worth making. 

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